Silverton Mortgage is authorized to originate Conventional loans, but it is not an agent of, or affiliated with, the U.S. Government. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. All terms and conditions subject to credit approval, market conditions and availability. **Contact your Arbor Homes sales manager for a list of eligible homes. ***Example of 96.5% LTV (3.5% Cash Down) Conventional Loan Program with $339,995 sales price. $328,0953.18 loan amount - 30-year fixed rate loan with six points based on 360 monthly payments at $1,662.41 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $11,899.83 required. Example assumes 680 credit score and includes $1,295 origination fee, 4.5% interest rate as of 04/26/2023. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and is subject to change without notice. 04/2026