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Overview

Discover The Cottonwood

  • 3Beds
  • 2 .5Baths
  • 2,324SQ. FT.

Get everything you need to know about The Cottonwood in one easy download.

Cottonwood
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Rachel & Mike

Rachel & MikeOnline Sales Consultants

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Mortgage Calculator

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Estimated Payment:

$1,078.46/mo


Results received form this calculator are NOT a loan offer and are only an estimated payment based off of principal and interest only. Additional fees such as HOA dues and property taxes are not included in calculations. Arbor Homes, the seller, is not a lender and does not offer financing and is not responsible for any errors, omissions, or misrepresentations. Actual available loans depend on a number of factors, including lender and loan type. The above calculator and any related information provided are an example of mortgage payments calculated for comparative and educational purposes only. The results generated cannot be used to determine loan terms, costs or pre-qualify for any actual mortgage loan program. The sample results above may not be available to you for financing purposes, or take into account all loan options and important considerations for home buying and financing decisions. View Terms and Privacy Policy.

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©2022 Arbor HomesSite By Builder Designs
©2022 Arbor Homes
Site By Builder Designs

Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage shown is only an estimate and actual square footage will differ. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. Plans to build out this neighborhood as proposed are subject to change without notice. 3D floor plan rendering is for illustrative purposes only and represents a concept of a standard model of this home and may not represent the home that would be available for purchase at the purchase price shown. The rendering may represent the base model of this home without any options or upgrades, or may depict options, upgrades or features that are available at an additional cost. Furniture placement and flooring is artist's conception and is not intended to show specific detailing. Floor plans are the property of Arbor Homes.

*Promotion available for purchase contracts signed on or after 7/20/22 for loans that close on or before 8/31/22. Limited to select homes; contact Arbor Homes for list eligible homes. Arbor Homes will pay up to 3 discount points associated with buying down the customer’s interest rate to 4.875% for conventional loans or 4.375% for FHA loans. Arbor contribution toward discount points may not be available with all loan programs.

**Example of 90% LTV (10% Cash Down) Conventional Loan Program with $328,713 sales price. $295,842 loan amount - 30-year fixed rate loan with 3 discount points based on 360 monthly payments at $1,566.46 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 10% cash down payment of $32,871 required. Example assumes 740 credit score and includes $1,295 origination fee, 5.204% APR, and 4.875% interest rate as of 7/20/2022. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Available only in the Greater Indianapolis Area.  

**Example of 96.5% LTV (3.5% Cash Down) FHA Loan Program with $300,000 sales price. $294,566 loan amount (including upfront mortgage premium) - 30-year fixed rate loan with 3 discount points based on 360 monthly payments at $1,470.72 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $10,500 required. Example assumes 680 credit score and includes $1,295 origination fee, 5.72% APR, and 4.375% interest rate as of 7/20/2022. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Available only in the Greater Indianapolis Area. 

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