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Financing

We know that the mortgage and financing portion of the home buying process can often be confusing and overwhelming. It is our goal to make every aspect of your search for a new home as easy and pleasurable as possible. With all of the available financing and mortgage options, we realize there is a seemingly endless list of questions that you will want answers to. If you find yourself feeling confused, frustrated or overwhelmed, let us help!

Know Your Mortgage Options

Fixed-Rate Mortgages
A fixed rate loan is a good option for people who want the stability of a payment that won’t change for the length of the loan. With a fixed-rate mortgage, your principal and interest payments remain the same for the duration of the loan, although property taxes and insurance costs may fluctuate.

Adjustable-Rate Mortgages (ARMs)
ARMs generally offer lower initial interest rates than comparable fixed-rate mortgages, which may increase your purchasing power. ARMs can make sense if you plan to move to another home or refinance in the relatively near future. With an ARM, you take advantage of the lower initial rates and payments at the early part of the loan before you see any increases.

Government Loans
The Federal Housing Administration (FHA) and the U.S. Department of Veteran’s Affairs (VA) offer government-insured loans. These loans have low down payment requirements and more flexible guidelines that make them easier to obtain.

 

Top 3 Reasons to Use a Trusted Lender

  1. The Best Value – Arbor Homes partners with the best companies so that we can offer competitive interest rates, exceptional service and significant savings for you.
  2. The Best Financing – Before you can buy or build a new home, you need to be approved for a mortgage. Because of the close relationship our trusted lenders have with Arbor Homes, we can get your paperwork and loan approved in the shortest time possible. You will have the best loan program to meet your own individual needs.
  3. The Best Treatment – Arbor Homes and our trusted lenders are a great deal alike, especially when it comes to treating you right. From helping you select the right loan or guiding you through the loan approval process to getting your information to Arbor Homes when they need it, we’re with you every step of the way.