2435 Little Catalpa WayFisherville, KY 40023

Take advantage of this limited-time opportunity to secure 3.875% (5.539% APR**) on a Conventional 30-year 7/6 adjustable rate mortgage when you finance with our partner, Silverton Mortgage! Enjoy peace of mind with a fixed interest rate for the first 7 years of your loan. Starting in year 8, the rate can adjust once every 6 months based on market conditions. Skip the build time - find your move-in ready home today and start saving from day one!

Contact your Arbor Homes sales manager for a list of eligible homes. Contracts written on or after 07/22/2025. Loan must close before 11/22/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

All trademarks are the property of their respective owners. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. *Contact your Arbor Homes sales manager for a list of eligible homes. Contracts written on or after 07/22/2025. Loan must close before 11/22/2025. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. **Example of 75% LTV (25% Cash Down) 7/6 ARM Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 7-yr adjustable rate loan (30-year term) with zero points based on 360 monthly payments. 25% cash down payment of $100,000.00 required. Example includes $1,495.00 origination fee, 5.539% APR, and 3.875% interest rate as of 07/21/2025. Initial monthly payment will be $1,410.71.00 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 8.875% with a first adjustment maximum payment of $2,386.93 (principal and interest only). The maximum lifetime rate will never be more than 8.875% with an estimated maximum monthly payment (principal and interest only) of $2,386.93. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS 1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and subject to change without notice. 07/2025